NACH
User Manual for NACH file Processing in ACH portal ?
Kindly find the Procedural guidelines in the attachment for NACH file processing in ACH portal.
User Manual for Mandate Processing in MMS portal ?
Kindly find the Procedural guidelines in the attachment for mandate processing in MMS portal.
How to create mandate in MMS ?
To create a mandate in MMS, there are 2 ways to create a physical mandate in MMS. i. UI based creation: Logon to MMS portal. Path: Management -> Initialization request Enter all mandatory details and upload the mandate Images. ii. File based ...
Aadhar seeding / Deseeding procedure
Kindly go through the attached document to seed / Deseeding the Aadhar number in NPCI mapper.
How to create new user to access NACH portal.?
We have provided the option to banks to create their own IDs at Bank's end. Kindly refer the attached document for your reference.
How to apply for Day extension for NACH sessions.?
If any day extension is required, banks has to submit the extension form in NACH portal before 07:00 PM and perform MAKER & CHECKER activity and same can be approve/reject by NPCI, approved request only will get the extension. Bank has to submit the ...
How to change Password & Contact details of a user in NACH ?
Change Password: Logon to ACH portal at https://nach.npci.org.in/nach/MainTree.do Path: ACH -> Session -> Change password Change Mail ID / Contact Number: Logon to ACH portal at https://nach.npci.org.in/nach/MainTree.do Path: ACH -> Session -> Change ...
Aadhar seeding / Deseeding rejection reasons list
Bank team, please find the list of Aadhar seeding / deseeding rejection reasons list.
What are the prerequisite documents required to Onboard the Merchants in E Mandate platform?
To Onboard the merchants in E Mandate platform, the below mentioned documents has to be provided. 1. API E mandate Corporate Compliance form 2. Escalation Matrix 3. Corporate API E mandate 4. Sponsor bank Letter 5. Public Certificate
How to add / whitelist new IP address at NPCI end?
To whitelist bank IPs, it is required to raise the request in C Flow. Kindly raise the Request in C-Flow, please follow the procedure as mentioned in the Attachment. NOTE: If you don't have the User credentials for C-Flow, please contact to the below ...
What is the NACH session timings
Please find below NACH session timings.
What is the Input file Capacity for Sponsor bank in APB system?
The input file capacity for sponsor banks in APB System is 20,000 records per input file.
What are the Return reason codes for both Credit and Debit files in ACH.?
Bank can download the APB/ACH CR & DR return reason codes in ACH portal by choosing below mentioned options. ACH -- Maintenance -- Reasons -- List Download the list and mark the return reason accordingly.
Documents required for Sponsor bank change and Bank merger?
Refer to Website for the list of Documents. https://www.npci.org.in/what-we-do/nach/notified-documents
How to check the File status / File Response in NACH ?
File Status Download ACK File: Download the ACK file from the Gateway. Decrypt the file. Interpret ACK Status: If "Accp": The file is accepted. If "Rejctd": The file is rejected. Review the rejection reason in the ACK file, Do necessary changes ...
What is Aadhar Seeding / deseeding. How to seed or deseed the Aadhar in NPCI ?
Aadhar Seeding Map the Aadhar number in both the bank’s Core Banking System (CBS) and the NPCI mapper file. Check Aadhar Status: Upload the Aadhar number in the NPCI mapper file to verify the status.
How to check the Mandate Status ?
Log in to MMS Portal: Access the MMS portal at https://nach.npci.org.in/mms/MainTree.do Navigate to UMRN Bulk Upload: Path: Management > Mandate > UMRN Bulk Upload > Upload. File Naming and Format: Example: MMS-MUE-BANK ...
How to activate user in NACH ?
Log in with another active user. Navigate to user settings to verify the status (Active/Disabled). Steps: ACH--Administration--User--List If User Disabled: Activate the user and try logging in again. Steps: ACH -Administration - User - Activate Click ...
What are the documents required for corporate portability?
Please be informed that the documents required for corporate portability are available in NPCI website. Path: https://www.npci.org.in/what-we-do/nach/faqs -> Corporate portability in NACH
Where can banks find old cheque images?
In NAS application banks can download old cheque images. retention period for the cheque images in NAS application is 10 years.
Where can bank find invoices of NACH?
In NAS(National Archival Services) banks can download the invoices.
How to reset NACH application password?
Bank need to use forgot password option to reset the password. Bank has to click on forgot password option then answer the security questions and enter the otp and reset the password.
Where can bank find submember banks and merged banks MICR and IFSC in NACH?
Please be informed that submember and merged bank MICR and IFSC available in NPCI website. Path : https://www.npci.org.in/what-we-do/nach/ifsc-and-micr-codes
Where can banks find DBT scheme codes mapped at NPCI?
Please be informed that DBT scheme codes are available in NPCI website. Path : https://www.npci.org.in/what-we-do/nach/dbt-schemes-code
Where can live bank list is available for NACH?
Please be informed that the live bank list is available on the NPCI website. For NACH bank can get live bank, merged bank and block bank list Path: https://www.npci.org.in/what-we-do/nach/live-members
Where can banks find the NACH Circulars?
Please be informed that the circulars are available in NPCI website. Path: https://www.npci.org.in/what-we-do/nach/circulars.