When I dip/swipe my RuPay Contactless card for payment, will it reduce my card balance?
• When you dip/swipe your card, it will use your primary account balance; not your card balance. Card balance is used for offline payments only. Primary account balance (i.e. current/ saving account) is debited for all online transactions e.g. Retail, ATM, e-commerce etc.
• The offline wallet balance is debited for all offline contactless transactions of low value payments in transit, para transit as well as retail for eg metro, bus, toll, parking, retail stores, OMCs, etc.
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Will all Point of Sale terminal accept my RuPay Contactless card?
NPCI requires all contactless/dual interface RuPay payment devices to carry RuPay Contactless Indicator for supporting contactless payments. If the indicator is present, you can make “Contactless” payments, whereas if the indicator is absent, you ...
What is RuPay Contactless card?
RuPay Contactless is a card which allows you to make payments in fraction of a second, just by tapping the card on the card reader (supporting contactless transactions). You don’t need to enter the PIN for completing contactless payments below ₹ ...
What are the key features of RuPay Contactless?
• Key Functions • Dual Interface • Card Balance • Pass writing • RuPay Contactless Proposition Supports both offline(Contactless) & online(Contact & Contactless) transactions • There is a provision of storing money on the card which can be used to ...
Can all Banks issue Rupay Contactless cards?
Banks which are certified by NPCI can issue RuPay Contactless cards. To know about the certifications involved, interested banks can connect to NPCI team or write to rupay@npci.org.in.
Can I use my RuPay Contactless card to make a purchase of more than ₹ 5000/-?
Yes, you can use your RuPay Contactless card irrespective of the value of transaction. For Transactions above ₹ 5000, both contact and contactless payments can be made, but with PIN