When can cluster approach be adopted?

When can cluster approach be adopted?

Primarily, Cluster approach is applicable for UPI, AePS, IMPS, Rupay Host, BEPG & Tokenization.

A set of banks will be classified as cluster banks if they have the same:

1. Application service provider (ASP)

2. Switch software & version

3. CBS software & version

4. Reconciliation system

Please refer the Cluster Approach Circular for detailed understanding.