Yes, you can use your RuPay Contactless card irrespective of the value of transaction. For Transactions above ₹ 5000, both contact and contactless payments can be made, but with PIN
RuPay Contactless is a card which allows you to make payments in fraction of a second, just by tapping the card on the card reader (supporting contactless transactions). You don’t need to enter the PIN for completing contactless payments below ₹ ...
• For all contactless transactions up to ₹ 5000 PIN is not required. • For all the transactions above ₹ 5000, you may choose to dip/tap the card followed by mandatory PIN entry.
Banks which are certified by NPCI can issue RuPay Contactless cards. To know about the certifications involved, interested banks can connect to NPCI team or write to rupay@npci.org.in.